• New source of revenue – designed to be profitable for the financial institution
  • Lower cost – designed to be more efficient than manual processes
  • Delivers a new revenue source from account holders paying high fees elsewhere
  • Little to no cannibalization of NSF/OD income


  • Turnkey white label website and mobile app developed with your logo and colors
  • Fully automated – no loan officers needed
  • Loans are automatically booked to your core
  • Integrates with your core and mobile banking via single sign on (SSO)


  • Compliant with existing federal lending regulations including the Military Lending Act
  • Provide a new valuable service to your account holders, increasing loyalty and retention
  • CFPB’s payday lending rule could devastate that industry, forcing consumers to seek alternative sources of quick liquidity.


  • Protect your account holders from predatory lending sources and high fees
  • Loans are underwritten by Velocity’s proven proprietary underwriting technology